Welcome-Debt Payoff Calculator

Welcome to your Debt Payoff Calculator!

Use the interactive Debt Payoff Calculator below to compare the snowball vs. avalanche method and build a custom payoff plan that works for your budget, goals, and timeline.

Tip: Use on a desktop or tablet for best results.
This tool is for personal use only — please do not share or redistribute this page.

Start building your plan below:

RootedinCents.com

Debt Payoff Calculator

Compare strategies and see exactly when you’ll be debt-free

Your Debts

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Credit Card 2
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Payoff Strategy

Debt Avalanche
Pay minimums on all debts, then attack highest interest rate first. Saves the most money.
Debt Snowball
Pay minimums on all debts, then attack smallest balance first. Provides quick wins.
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